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Taiwan life insurers face rising health insurance losses, report warns

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Although, interest surplus remains the primary driver of profitability. Taiwan ’s life insurance industry is expected to remain volatile in 2025 due to shifting components of operating surpluses, according to a report by Taiwan Ratings Corp. (TRC), a subsidiary of S&P Global Ratings . Interest surplus remains the primary driver of profitability, followed by mortality and loading surpluses. However, rising losses on health insurance products are reducing the mortality surplus buffer, increasing earnings volatility. The report highlights that medical insurance loss experience is deteriorating faster than other health insurance products. Insurers could mitigate these challenges by introducing new policies with built-in risk management tools, such as claim payment limits, non-guaranteed renewals, and adjustable premium rates. These measur...

How Bill and Melinda Gates Fostered Success: The Surprising Middle-Class Values They Instilled in Their Children

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Bringing up children to become contributing members of society is an important goal. every It can be more challenging for affluent families, however. As children mature alongside millionaire or billionaire parents, they may begin to think they will never have to strive for their personal achievements. Don't miss Commercial real estate has outperformed the stock market for 25 years — here’s how astute investors can capitalize on this trend. become the landlord of Walmart, Whole Foods or Kroger Auto insurance costs in the U.S. are skyrocketing—and they continue to rise. However, saving time with these tips takes just under two minutes. save you more than $600/year 5 minutes could secure up to $2 million in life insurance coverage for you —with no medical examination or blood test This is why families such as the Gates from Microsoft prominence have needed to be very cautious about raising their children. Melinda Gates stated, "I ...