newsheaven

The Kenyan boda boda industry is set for enhanced safety and insurance coverage following initiatives by the government and stakeholders such as Expendo Mobility. Stakeholders in the transport industry, in collaboration with the NTSA, launched an initiative allowing boda boda riders to acquire driving licenses by paying KSh 100 daily. The Automobile Association of Kenya and NTSA, through an initiative dubbed 'Licence na Mia' have significantly subsidised the cost of training motorbike riders on riding, road safety, defensive driving and response to emergencies as a measure of reducing road carnage. Boda boda hospital insurance In a parallel move, other stakeholders, Expendo, have launched a programme allowing boda boda riders to get health coverage for accidents by paying KSh 50 daily. Speaking to .co.ke, Expendo Mobility director Paul Mwandoe explained that the company saw an urgent need to build inclusive, affordable, and tech-driven micro-insurance solution...

Filing taxes can be quite challenging, and the phrase "tax deduction" often evokes images of stacks of receipts and intricate computations, all for saving a small amount of money. The bright side is that you don't have to go through the process of itemizing deductions to benefit from significant tax savings and lower your taxable income. Each year when handling taxes, you must decide whether to opt for the standard deduction or not. itemizing your deductions Many of us overlook the standard deduction since it's simpler — and for many individuals, it currently offers a more advantageous arrangement. However, many people aren't aware that even if you choose not to itemize deductions, the IRS still allows you to reduce your taxable income through various means. taxable income With specific "above-the-line" deductions. These act as guaranteed victories if you meet the qualifications. Below are five tax deductions you can still claim even if...

If there’s one lesson I’ve gleaned during my path from owing $300,000 to achieving financial stability, it has been a self-made millionaire It's not that I was broke due to insufficient earnings at the time—I felt I'm financially strained due to spending excessively on items not conducive to my well-being. wealth goals . Certainly, I allocate funds toward items and experiences I enjoy. Attending an excellent K-pop concert and taking a much-needed holiday are among my favorites. Nonetheless, I understand that cutting back on superfluous expenses in certain domains allows me to save more for what genuinely matters. investing , financial security and experiences that bring real joy . Here are six points I believe resonate with Americans. spend way too much money on —that I also tended to overindulge in! Instead, this is how I handle things nowadays. DON'T MISS: Ways to Begin a Side Business for Additional Income 1. Lar...

A lot of Americans face adverse effects from healthcare costs, particularly when unpaid bills result in damaging entries on their credit records. According to the Consumer Financial Protection Bureau According to the Consumer Financial Protection Bureau (CFPB), approximately one in every five Americans is grappling with medical debt, which cumulatively totals around $88 billion. The AP reports that this problem affects 43 million credit records due to medical debts in collection, highlighting the persistent challenge of exorbitant healthcare costs throughout the U.S. Even though the healthcare system may be exasperating and intimidating, the Associated Press provided several tactics you could employ should you need to lower expensive medical expenses. More From GudangMovies21Vault: How Removing Medical Debts from Credit Reports Might Affect Consumers Charity Care Programs Verify whether you qualify for your hospital’s financial aid program, as this might ulti...

Raising children today comes with significant costs, and this financial burden is even greater for families with six kids. I purchase used clothing and search for items in Buy Nothing groups. Whenever we go traveling, we bring our own packed lunches rather than dining at pricey tourist traps. My eldest son hopped gleefully through the throng at a nearby fair, moving from his turn on a small roller coaster to floating high above us aboard the Ferris wheel. "One last ride before we have dinner," I told him. We proceeded to a picnic table situated at the periphery of the festival area. From our soft cooler, I took out an array of snacks including sandwiches, cut-up apples, string cheese, and yogurt pouches. By bringing our own meal, we managed to save approximately $75 for just that evening. The cost of raising kids is at an all-time high, yet there are innovative methods to cut significant expenses, such as utilizing online platforms for free and ...