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READ MORE:  What they don't tell you about Ozempic Weight-loss drugs like Ozempic and Wegovy have helped millions of Americans lose hundreds of pounds. And now, new research shows they could also help pad their bank accounts. Obesity’s impact on health is well known, with a 25 to 60 percent increased risk of heart attack, a 30 to 53 percent increased risk of diabetes, and a 64 percent higher risk of stroke. However, it also carries a massive economic toll , costing the economy around $1.4trillion annually in healthcare costs, lost productivity and absenteeism from work, premature deaths, and disability. Research has shown that losing weight saves the individual money as well, not just the country. A study by researchers at Johns Hopkins University found when a 20-year-old goes from being obese to just overweight, they save on average $17,655 in future healthcare expenses. Around 15 million Americans have used Ozempic or a similar medica...

5.180.24.3 - Jadi orang terkaya ke-5 di Indonesia kekayaan Otto Toto Sugiri tembus Rp 151 triliun. Otto Toto Sugiri kini menempati daftar orang terkaya di Indonesia. Paling tidak Otto Toto Sugiri terdaftar dalam lima besar di urutan itu. Mengutip dari Real Time Billionaires Forbes Rabu (12/3/2025) Otto Toto Sugiri memiliki kekayaan mencapai Rp 151,34 triliun. Kekayaan tersebut membuat Otto Toto Sugiri masuk dalam daftar orang terkaya kelima di Indonesia. Posisi Otto Toto Sugiri kini melesat dari tahun-tahun sebelumnya. Harta Kekayaan Ridwan Kamil, Total Rp 22 M, Punya 21 Aset Tanah, Utang Rp 3 M, Rumah Digeledah KPK Kekayaan Otto Toto Sugiri bertambah saat investor mengetahui laporan keuangan perusahaan yang positif. Diketahui bahwa Otto Toto Sugiri mempunyai sebuah perusahaan bernama PT DCI Indonesia Tbk. Di tahun 2024, bisnis yang dimiliki oleh Otto Toto Sugiri menghasilkan keuntungan bersih sebesar kurang lebih 794,47 miliar rupiah. Sekara...

Alvaro Munevar Jr. stepped down at the age of 59 following the development of a secondary venture in real estate. Going through literature on business and personal finances assisted him in getting ready for an earlier retirement. The books provided him with knowledge about tactics such as holding index funds and recognizing when to stop. I retired from my tech career In 2024, at the age of 59, following more than three decades of work. The key ingredient to my success is early retirement remained in mid-level management roles, maintaining manageable working hours. I used my spare time to learn how to become financially secure I immersed myself in acquiring knowledge about financial management by perusing various personal finance literature. Drawing from my study, I constructed a real estate side business This gave me the extra earnings required to ultimately quit my employment. The following five essential b...

Previous age groups often criticized millennials for excessively splurging on iPhones and avocado toast. It seems these spending patterns may have been more prudent than initially thought. According to data provided by investment platform Wealthfront, millennials have been amassing wealth more rapidly than preceding generations over the past five years, which coincides with the start of the COVID-19 pandemic. Over the last half-decade, millennials using this platform have seen their assets increase by 137%. During this timeframe, Generation X investors expanded their net worth by 76%, whereas Baby Boomers saw an uptick of only 40%. As of January 2020, the typical young adult under Wealthfront management held around $45,600 in savings and investments. This sum has since surged to approximately $108,130. Wealthfront pointed out that the count of millionaire millennials using their service increased by 144%. Concurrently, the number of millionaire members from Generation...

This is the season when people finally tackle tasks they’ve been postponing. For countless Americans, this involves confronting their financial situations. If you've been avoiding funding your 401(k) When starting a brokerage account, many people find themselves in the same situation. According to data, nearly half of all U.S. adults—48%—say they have no investable assets. The 2024 survey conducted by Janus Henderson . For many, the rationale for postponing tasks is straightforward: investing appears overly complicated. It's a pattern of thinking that, if not overcome, could cripple many young people financially, says Amos Nadler, founder of Prof of Wall Street and holds a Ph.D. in behavioral finance along with neuroeconomics. He explains this phenomenon as 'complexity aversion,' which represents the major obstacle preventing individuals new to investing or those not involved in financial markets from accumulating wealth. This cognitive bias migh...

Certain Americans save excessively for retirement, which leads them to make sacrifices throughout their working lives. Financial advisors suggested finding a balance between saving money and savoring life to prevent regrets during retirement. This is part of an continuing series exploring the regrets of older Americans. Joshua Winston, aged 70, performed quite well. preparing for retirement He successfully operated two veterinary clinics, managed smart investments , and lived frugally . However, just one week following his retirement in May, he was diagnosed with cancer . Now, Winston mentioned, he has misgivings. working such long hours throughout his career, frequently skipping outings and evenings reserved for couples. Winston is one of a few dozen respondents to an informal Business Insider survey who said they worked too hard During their careers or concentrating excessively on accumulating savings for retirement, sacrificing family time ...

Dear Quentin, I'm 42 years old, married without children, and employed. At present, I reside at my in-laws' place rent-free, which suits them just fine. My financial portfolio includes $114,000 saved up in a 401(k), $1,400 of credit card debt, and $1,300 invested through an automated advisory service. Given this situation, how might I best enhance my finances? Although investment isn’t something I’m particularly well-versed in yet, I am actively learning more about it. Willing to Learn Related: I am a 59-year-old loner dealing with PTSD and without any family members still alive. My savings amount to $900,000. What would be the best way for me to allocate these funds? Dear Willing, The day after today is ideal for beginning your plans. Having free housing can be great, but make sure you have a strategy. Should your partner be an only child, their parents might opt to transfer ownership of their property to them upon passing away, leadin...

Locate a Competent Financial Adviser Finding a financial advisor It doesn’t have to be complicated. With SmartAsset’s free tool, you can quickly match with up to three fee-only financial advisors who service your local area. All of these advisors undergo careful evaluation before being included. SmartAsset and must adhere to a fiduciary duty to prioritize your best interests. Start your search now. The information and offers on this page might have been modified or updated after the initial publishing date. Please check out our article for more details. Business Insider for current information. Paid promotion for non-clients: The affiliate links featured here come from partnering companies that provide compensation (refer to our advertiser disclosure with our partner listing For additional information, please refer to this link). Nevertheless, our viewpoints are independent. Kindly see How do we assess investment products? to create impartial product assessmen...

Bringing up children to become contributing members of society is an important goal. every It can be more challenging for affluent families, however. As children mature alongside millionaire or billionaire parents, they may begin to think they will never have to strive for their personal achievements. Don't miss Commercial real estate has outperformed the stock market for 25 years — here’s how astute investors can capitalize on this trend. become the landlord of Walmart, Whole Foods or Kroger Auto insurance costs in the U.S. are skyrocketing—and they continue to rise. However, saving time with these tips takes just under two minutes. save you more than $600/year 5 minutes could secure up to $2 million in life insurance coverage for you —with no medical examination or blood test This is why families such as the Gates from Microsoft prominence have needed to be very cautious about raising their children. Melinda Gates stated, "I ...

Net worth serves as a typical method for assessing one’s financial standing. Simply sum up the total value of all your possessions and investments, then deduct any liabilities or debts you owe, and there you have it. To illustrate, should you possess $100,000 in retirement funds, $25,000 in savings, but also carry $10,000 in debt, your calculated net worth comes out to $115,000. This figure provides insight into your current economic health. Claim a bonus of $250 and halt interest until 2026 with this credit card; it’s the ideal mix! Learn more here. After determining your net worth, you might wonder where you stand compared to people in different economic brackets. The Federal Reserve has conducted studies that provide insights into these comparisons. Below is the net worth associated with the upper, middle, and lower classes. Wealth classes are frequently determined by earnings, particularly when discussing finances. Those who fall within the...

A number of baby boomers are transferring wealth prematurely to assist their offspring in purchasing houses and establishing families. Financial advisors have advised baby boomers to prioritize securing their individual financial well-being. A financial advisor from Citi suggested that one effective method is to conduct stress tests on their investment portfolio. Baby boomers Are anticipated to transfer trillions of dollars worth of assets in the upcoming years, however, not all of them wish to postpone this process until after their demise. Therefore, how can you tell whether you are in a situation where you have the ability to begin transferring your wealth? Many older individuals formerly informed Business Insider that they have experienced this issue as well. giving money as gifts to their grown children Well before their anticipated time of death, as they feel the funds are more valuable currently while they are establishing families and purchasing ...

Locate a Competent Financial Adviser Finding a financial advisor It doesn’t have to be complicated. With SmartAsset’s free tool, you can quickly match with up to three fiduciary financial advisors who serve your location. All of these advisors undergo a thorough review process. SmartAsset and must adhere to a fiduciary duty to prioritize your best interests. Start your search now. The information and offers on this page might have been modified or altered after the initial publishing date. Please check out our article for updates. Business Insider for current information. Paid promotion for non-clients: The affiliate links featured here come from partner entities that provide compensation (please see our advertiser disclosure including our group of partners For additional information, please refer to this link). Nonetheless, our viewpoints are independent. Kindly see How do we assess investment products? to create impartial product reviews. Studies indi...

What level of income would you need to achieve financial security? GudangMovies21's Global Survey on Personal Financial Security conducted by SurveyMonkey Recently questioned individuals from around the globe with precisely this query, and here’s what they had to say: disclosed insights into how individuals across various nations perceive their financial situations . Ask the same to Steve Adcock , and he might dispute the assumption. "The concept of financial security isn’t tied to a specific income level,” explains the 42-year-old to GudangMovies21Make It. “For me, financial security is more about having enough time.” Adcock states that he experienced financial stability in 2016 around the age of 35 when he left his corporate position with approximately $900,000. The growth in the stock market quickly increased this sum above the $1 million mark. He explains that security wasn’t derived from how much money was saved, but rather from the liberty it prov...